Care Homes · Large Group
Care home insurance for groups of 6 or more homes.
A delegated underwriting scheme for care home groups with six or more locations, backed by A-rated capacity. Our cover is available exclusively through broker partners.
Why Accuro
Why brokers place larger care home groups with us
One policy for the group
Cover your client’s homes under one policy. Where more than one limited company is involved, we can issue it in the holding company’s name.
A-rated capacity
Every policy is backed by A-rated insurer capacity, giving your clients security they can rely on.
We hold the pen
As a delegated authority scheme, our own underwriters quote and make the decisions, so you speak directly to the people who decide.
Care sector specialists
We have run a delegated care home scheme for over 15 years, and that data and experience shapes our cover and pricing.
Cover written for care
More than a package policy, with covers written specifically for the care sector, including treatment liability, management liability and cyber.
Trade online
Submit risks with a reduced question set, accept released quotes online, add or amend homes through mid-term adjustments and receive documents automatically.
Our appetite
What we cover
- Residential care homes
- Nursing homes
- Respite care
Groups of 6 or more care home locations. For a single home, see Care Home Insurance; for 2–5 homes, see our small group scheme.
Before you submit
Check our Risk Appetite & Acceptance Criteria to see which risks we accept as standard and which need special consideration.
View risk appetiteDocuments
Policy wording and summary of cover
Current documents apply to policies effective from 1 April 2025. Documents for earlier policies are kept in the archive.
Archived documents for historical policies
For brokers
Not trading with Accuro yet?
Apply for an agency to quote and trade care home groups through our online broker portal.