CARE HOME POLICY
The policy has been written and designed in conjunction with 2 of the UKs leading Insurers Aviva and Markel (UK) Ltd
The main care covers are insured with Aviva and we are using specialist insurer Markel to provide the Legal Expenses cover. This is all provided under the one policy to give you a seamless offering for your customers.
We are looking to reward well managed care homes with the best pricing in the market linked to a bespoke care policy wording
The operative conditions found at the front of the policy are conditions precedent to liability and are those the insured is expected to adhere to as part of their usual day to day care operations
The policy is structured to make it simple too follow with the policy definitions and operative conditions at the front of the policy followed by the policy covers split into specific sections:-
Tangible assets – covering buildings and all contents of the home plus money, goods in transit and freezer contents
Financial losses – covering revenue protection following damage at the premises plus loss of registration and commercial crime cover
Liabilities – including Employers, Public and Products and Treatment liability covers plus in addition Legal Expenses, and Data Security Breach
Benefits – Personal Accident cover for owners and employees
Accuro Underwriting Risk Appetite
We have a wide care home risk appetite and will always be happy to discuss any risk with you
As a guide we are interested in the following types of risk:-
– Elderly and adult care homes
– Single site or multiple location risks
– Homes which accept general and nursing care plus care of residents with dementia
– Homes specifically for residents with learning disabilities or mental health problems
– Homes which also have elements of domiciliary care or supported living
– Hospices and associated retail and fundraising risks
– Increased capacity to write larger homes and/or increased limits or indemnity periods
– If your customer has multiple locations we can give discounted rates for scale of risk
– No limits to the size of home we can accept
Specialist Partners
By becoming a policyholder you will also gain access to a wide range of risk management products and services at discounted rates – Click here for more information
Specialist PartnersCare Home Owners
If you own a care home and are looking to get insurance for it, then you can contact our retail broking divison ‘Aldium Insurance’ for a quotation.
Please click the link below or complete the form.
Latest News
Accuro Underwriting | Care Home Insurance Solutions for Brokers.
Accuro Underwriting is a leading provider of insurance services for care homes in the UK. As an experienced and knowledgeable team, we have developed a comprehensive range of products to[…]
Read more
Helping the elderly stay connected during the coronavirus pandemic
Article written 23/03/2020 As we look to protect older generations, those at heightened risk are being encouraged to self-isolate to avoid exposure to COVID-19. While this move is intended to[…]
Read more
A new entry to the care insurance market
Our new Care Home scheme was launched on April Fool’s day, which with hindsight is never a good day to introduce anything new! The change of scheme insurers to Aviva[…]
Read more