Day Care Centres
Specialist day care centre insurance, placed through brokers.
A delegated underwriting scheme for day care centres for adults and the elderly, backed by A-rated capacity. Our cover is available exclusively through broker partners.
Why Accuro
Why brokers place day care centres with us
A-rated capacity
Every policy is backed by A-rated insurer capacity, giving your clients security they can rely on.
We hold the pen
As a delegated authority scheme, our own underwriters quote and make the decisions, so you speak directly to the people who decide.
Care sector specialists
We have run a delegated care home scheme for over 15 years, and that data and experience shapes our cover and pricing.
Cover written for care
More than a package policy, with covers written specifically for registered care providers, including day care centres.
Trade online
Submit risks with a reduced question set, accept released quotes online, process mid-term adjustments and receive documents automatically.
Support for every broker
Day care isn’t a core class for every broker. Our team offers guidance if you don’t place care risks every day.
Our appetite
What we cover
Day care centres registered with the relevant regulator (CQC, SCI, CIW or RQIA), supporting:
- Adults (18–64)
- Elderly (65+)
- Dementia and Alzheimer’s
- Learning disabilities
- Physical disabilities
- Sensory impairments
Single locations, small groups (2–5 locations) and large groups (6+ locations).
Also available: Care homes and Supported living.
Before you submit
Check our Risk Appetite & Acceptance Criteria to see which risks we accept as standard and which need special consideration.
View risk appetiteDocuments
Policy wording and summary of cover
Current documents apply to policies effective from 1 April 2025. Documents for earlier policies are kept in the archive.
Archived documents for historical policies
For brokers
Not trading with Accuro yet?
Apply for an agency to quote and trade day care centre risks through our online broker portal.