Care Home Insurance

CARE HOME POLICY 

The policy has been written and designed in conjunction with 2 of the UKs leading Insurers Aviva and Markel (UK) Ltd

The main care covers are insured with Aviva and we are using specialist insurer Markel to provide the Legal Expenses cover. This is all provided under the one policy to give you a seamless offering for your customers. 

We are looking to reward well managed care homes with the best pricing in the market linked to a bespoke care policy wording

The operative conditions found at the front of the policy are conditions precedent to liability and are those the insured is expected to adhere to as part of their usual day to day care operations

The policy is structured to make it simple too follow with the policy definitions and operative conditions at the front of the policy followed by the policy covers split into specific sections:-

Tangible assets – covering buildings and all contents of the home plus money, goods in transit and freezer contents

Financial losses – covering revenue protection following damage at the premises plus loss of registration and commercial crime cover

Liabilities – including Employers, Public and Products and Treatment liability covers plus in addition Legal Expenses,  and Data Security Breach

Benefits – Personal Accident cover for owners and employees